The cost of dental procedures continues to go up as time progresses. This is the primary reason why many consumers seek dental help. It’s fair to say that a dental credit card is the perfect solution for dealing with expensive dental procedures. A credit card for dental work is one option you cannot afford to overlook if you don’t have dental coverage.
A dental credit card will put you in perfect position to pay your dental fees, but it’s important for you to know that your credit score will be checked. To be honest, it will be very difficult for you to get the nod from the bank if you don’t have fair to excellent credit. We will now take a close look at the best credit cards for dental work.
CareCredit is one card you can depend on for dental care. With your CareCredit card at your disposal, you can pay for your regular dental check-ups without any problems. You can apply for a CareCredit card on the telephone or online.
The CareCredit card gives you two options when it comes to paying your dental bills. You can choose the zero-interest option for 6 months, 12 months, or 18 months. You can also stretch it out to 24 months. If you go with the zero-interest financing, you must charge at least $200 with your card.
The low fixed rate will be more suitable if you need more time to pay your bill. The low fixed rate option gives you 24 months, 36 months, and 48 months to pay your bill. If you need more time, you can go with 60 months. The minimum charge is $1,000 if you decide to take advantage of fixed-rate financing. At the end of the day, you cannot deny that the CareCredit card is solid for covering dental expenses.
Wells Fargo Health Advantage
Are you in need of a dental credit card with flexible terms? The Wells Fargo Health Advantage card should be on top of your list. This card can be used for general and cosmetic dentistry. Please keep in mind that you must go through a credit check to get the card. However, the process is extremely fast.
With the Wells Fargo Health Advantage card, you will get a reasonable fixed rate with a chance to pay your dental bills over time. Besides paying your fees, this credit card will increase your credit score over time. This credit card for dental procedures is favored by many health and credit experts across the country.
Santander Ultimate Cash Back MasterCard
Dental help cannot get easier when you have the Santander Ultimate Cash Back MasterCard by your side. This dental credit card rewards you when you use it to pay your dental fees. In essence, you will be reducing your dental bills when you opt to use this card for your dental visits.
Let’s say you decide to get a cash advance to cover a general cleaning. Unlike other dental cards, you will not be facing a cash advance fee. The Santander Ultimate Cash Back MasterCard is a solid option for anyone in need of a reliable dental credit card.
Citi Double Cash Credit Card
The Citi Double Cash Credit Card will give you 2% cash back for every purchase. As you can see, using a dental credit card that offers cash back is one great way of reducing your dental bills. Fortunately, you will not have to pay an annual fee to be a card holder. It’s important to mention that you need good credit to get approved for this dental credit card.
Wells Fargo Platinum Visa
The Wells Fargo Platinum Visa is another good credit card for dental procedures. There is a 0$ annual percentage rate on purchases for 18 months. There’s no annual fee. You need a solid credit score to get approved.
It would be a big mistake for you to ignore the City Simplicity card when you need dental help. You will get a 0% annual percentage rate for 12 months. There’s no annual fee and there are no late fees. You must have a 700 credit score to get approved for this card.